LONDON, UNITED KINGDOM — FCA REGULATED

Insurance that follows you wherever work takes you.

International insurance for people who work, relocate and job-seek across borders. Underwritten with UK standards, honoured in over 160 countries.

160+countries covered
24/7emergency assistance line
£2mstandard medical limit
Regulated by the Financial Conduct Authority Registered office in the City of London Multilingual claims handling Direct billing with 9,000+ hospitals worldwide No hidden excess on core plans
FULL COVER RANGE

Every major class of insurance, arranged from one desk.

Whether you need a single policy or a full expatriate package, Sea Champions brings the major international lines together so you're never juggling five insurers for one life.

01

International Health & Medical

In-patient and out-patient cover, maternity, chronic condition management and direct billing across our global hospital network.

02

Life Assurance

Term and whole-of-life plans that pay out regardless of which country your beneficiaries are resident in.

03

Travel & Multi-Trip

Single-trip, annual multi-trip and long-stay travel cover with baggage, cancellation and medical evacuation.

04

Income Protection

Replaces a share of income if illness or injury stops you working, wherever you're currently based.

05

Home & Contents

UK and overseas property cover for owners, tenants and landlords, including property left vacant while abroad.

06

Motor & Fleet

Private car, company car and small-fleet cover, with international driving cover add-ons for frequent border crossings.

07

Business & Commercial

Public liability, professional indemnity and commercial property for companies trading across more than one market.

08

Marine & Cargo

Goods-in-transit and marine cargo cover for importers and exporters moving stock between countries.

09

Pet Travel Cover

Veterinary and travel cover for pets relocating with you under the Pet Travel Scheme and equivalents abroad.

FOR THE WORKING & JOB-SEEKING TRAVELLER

Built for people mid-move — employed, between roles, or interviewing abroad.

Standard travel policies exclude the very thing you're doing. Ours don't. These plans are written specifically for people working overseas, relocating for a new job, or actively job-seeking in another country.

International Working Cover

For employees and contractors on assignment abroad, including manual and site-based occupations most insurers decline.

  • Cover while actively employed in a foreign country, blue- and white-collar roles alike
  • Work-related injury and repatriation, on top of standard medical cover
  • Continuous cover across employer changes and short breaks between contracts
  • Optional add-on for tools, equipment and work permits in transit

International Job Seeker Cover

For people travelling abroad specifically to interview, network or search for work before a job is confirmed.

  • Cover for the job-search period itself, not just tourism
  • Medical, liability and belongings cover while attending interviews and assessments
  • Flexible policy length that extends in weekly increments while your search continues
  • Seamless upgrade path into full working cover the day you sign an offer

Relocation & Assignment Cover

For the practical gap between leaving one country and being settled — and insured — in the next.

  • Cover from the day you leave your home country, before local insurance starts
  • Shipped household goods and temporary accommodation cover
  • Family members and dependants added on the same policy

Visa & Immigration-Compliant Health Cover

Policies structured to meet the health insurance evidence requirements of common work and study visa routes.

  • Documentation formatted for visa and immigration applications
  • Meets minimum medical cover levels requested by most national visa schemes
  • Confirmation letters issued within one working day
HOW IT WORKS

From enquiry to cover, in four steps.

01

Tell us your situation

Home country, destination, occupation or job-search status, and who else needs to be covered.
02

We match the right policy

A licensed adviser compares cover across our panel of underwriters and recommends the closest fit — not just the cheapest.
03

Cover confirmed in writing

You receive a policy schedule and, where needed, a visa-compliant confirmation letter within one working day.
04

Support while you're away

A 24/7 multilingual assistance line and direct billing at partner hospitals, so claims rarely need to come out of your pocket first.
WHERE WE COVER

A genuinely international panel, not a UK policy with a passport stamp.

A sample of the corridors we arrange cover for most often — the full country list is confirmed at quote stage.

UK ⇄ UAEWork & relocation
UK ⇄ USAAssignment & job search
UK ⇄ AustraliaWorking holiday & skilled visa
UK ⇄ CanadaRelocation & income protection
UK ⇄ SingaporeHealth & life
UK ⇄ GermanyWorking & motor
UK ⇄ QatarSite-based working cover
UK ⇄ IndiaJob seeker & travel
UK ⇄ South AfricaRelocation & home
UK ⇄ SpainProperty & health
UK ⇄ New ZealandWorking holiday
+150 moreConfirmed at quote
“I was flying to Toronto for interviews with no job offer yet — every other insurer either refused cover or classed it as a holiday. Sea Champions wrote a policy for exactly what I was doing.”
— Policyholder, International Job Seeker Cover

Get a quote from London.

Speak to a licensed adviser about health, life, travel, income, property, business, marine or working-abroad cover — or send us a few details and we'll come back within one working day.